Charles Motley
Home Loans
Charles Motley
Loan Officer & Central Coast Manager at Geneva Financial, LLC
NMLS License #218932
Born and raised on the Central Coast of CA I have over 25 years sales and management experience with over 15 years in mortgage financing.
“Because I love working with numbers and helping people…this is the perfect business for me!”
I’m so proud to have helped thousands of families and investors realize their home ownership goals. I truly love what I do and I’ll be here as you need me!
Loans will be arranged or made pursuant to a California Lenders License LIC:CA-DBO603G564 NMLS:42056
Phone Number:
Cell: 805-478-8508
Address:
2125 S. Broadway Suite 112
Santa Maria, CA 93454
E-Mail:
Social Profiles:
About Me
Born and raised on the Central Coast of CA I have over 25 years sales and management experience with over 15 years in mortgage financing.
“Because I love working with numbers and helping people…this is the perfect business for me!”
I’m so proud to have helped thousands of families and investors realize their home ownership goals. I truly love what I do and I’ll be here as you need me!
Loans will be arranged or made pursuant to a California Lenders License LIC:CA-DBO603G564 NMLS:42056
Phone Number:
Cell: 805-478-8508
Address:
2125 S. Broadway Suite 112
Santa Maria, CA 93454
E-Mail:
Social Profiles:
Geneva Team Santa Maria
For your purchase or refinance we’ll cover some basic qualifying questions to determine your goals. I prefer to consult with my clients by phone or zoom.
Thereafter we can schedule a visit to my office (or your home or office) if needed. Yet, the entire process can easily be completed remotely online.
Based on your individual scenario, we’ll discuss any documentation needed to complete your application. We’ll want to schedule an appropriate amount of time to discuss product and pricing options. E-signing makes things easy and I’m happy to step you through it all.
If you are in the market to purchase a home, I’m happy to work with any real estate agent you choose, or even assist you in finding a qualified professional. Once I have the information needed, qualified applicants can expect to receive a pre-approval letter within 24-48 hours. Same day pre-qualifications may also be possible.
Steps to completing a mortgage loan include… APPLICATION, DISCLOSING, PROCESSING, UNDERWRITING, LOAN-SIGNING, FUNDING, & CLOSING… all of which takes approximately 25-45 days. Closing much faster (in as little as 7- 10 days) is possible when a qualified borrower is motivated to do so.
Most all our loans are approved and funded in-house! Offering all the popular programs such as CONVENTIONAL, VA, FHA, USDA, CalHFA, DownPayment assistance, zero-down programs, home renovation, new construction, JUMBO, reverse mortgages AND MUCH MORE!
The best way for us to get started is to reach out to me directly by text! MOBILE: 805-478-8508.
Geneva Team SM
For your purchase or refinance we’ll cover some basic qualifying questions to determine your goals. I prefer to consult with my clients by phone or zoom.
Thereafter we can schedule a visit to my office (or your home or office) if needed. Yet, the entire process can easily be completed remotely online.
Based on your individual scenario, we’ll discuss any documentation needed to complete your application. We’ll want to schedule an appropriate amount of time to discuss product and pricing options. E-signing makes things easy and I’m happy to step you through it all.
If you are in the market to purchase a home, I’m happy to work with any real estate agent you choose, or even assist you in finding a qualified professional. Once I have the information needed, qualified applicants can expect to receive a pre-approval letter within 24-48 hours. Same day pre-qualifications may also be possible.
Steps to completing a mortgage loan include… APPLICATION, DISCLOSING, PROCESSING, UNDERWRITING, LOAN-SIGNING, FUNDING, & CLOSING… all of which takes approximately 25-45 days. Closing much faster (in as little as 7- 10 days) is possible when a qualified borrower is motivated to do so.
Most all our loans are approved and funded in-house! Offering all the popular programs such as CONVENTIONAL, VA, FHA, USDA, CalHFA, DownPayment assistance, zero-down programs, home renovation, new construction, JUMBO, reverse mortgages AND MUCH MORE!
The best way for us to get started is to reach out to me directly by text! MOBILE: 805-478-8508.
Please be prepared to provide these basic items
Please be prepared to provide these basic items
Testimonials
J. & A. D.
– Nipomo
“Charles, thank you so much for helping us buy our first home! You went above and beyond what was expected and we greatly appreciate it. We couldn’t have done it without you!”
Phillip H.
“Thanks for making my first home buying experience so ridiculously easy – I’m really surprised at just how quickly we got the whole process completed!”
S. & R. K.
– Santa Maria
“Thank you so much for helping us move into our dream home! We really appreciate all your hard work and dedication.”
S.W.
– Arroyo Grande
“Charles accommodated my work schedule with late appointments.”
D.D.
– Santa Maria
“Charles – I think you guys are fantastic, but you may not be fully aware as to why I am so appreciative. I have Attention Deficit Disorder, and have had trouble processing information. Having your staff act as my coach during this loan process has been just what I needed. People with learning disabilities need to restrict their business dealings to a certain class of professionals–you and yours have that ‘class’.”
Marcy & Arly
“…thank you for helping us with our home! We Love you! Here’s to 15 more years!”
J. Moreno
“…I appreciate all you have done for me and my family. Thank you!”
Testimonials
J. & A. D.
– Nipomo
“Charles, thank you so much for helping us buy our first home! You went above and beyond what was expected and we greatly appreciate it. We couldn’t have done it without you!”
Phillip H.
“Thanks for making my first home buying experience so ridiculously easy – I’m really surprised at just how quickly we got the whole process completed!”
S. & R. K.
– Santa Maria
“Thank you so much for helping us move into our dream home! We really appreciate all your hard work and dedication.”
S.W.
– Arroyo Grande
“Charles accommodated my work schedule with late appointments.”
D.D.
– Santa Maria
“Charles – I think you guys are fantastic, but you may not be fully aware as to why I am so appreciative. I have Attention Deficit Disorder, and have had trouble processing information. Having your staff act as my coach during this loan process has been just what I needed. People with learning disabilities need to restrict their business dealings to a certain class of professionals–you and yours have that ‘class’.”
Marcy & Arly
“…thank you for helping us with our home! We Love you! Here’s to 15 more years!”
J. Moreno
“…I appreciate all you have done for me and my family. Thank you!”