UPDATED: 
January 31, 2009 12:00 AM

The Fed has dropped the Key Interest Rate to the lowest ever!

Looking to purchase?  
Home prices have fallen and so have the rates for many loan programs...this may be the perfect time to enter the market!

Considering a refinance?  
There are great programs available at " 30 yr FIXED" rates. If you are in a "adjustable" (ARM) loan, consider locking your rate while rates are so low!

First time home buyer / Government Employees?
Rates and low or no down-payment-assistance programs are still available!

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What's all the fuss about?

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SIMPLE LOAN
QUESTIONNAIRE

Welcome!
My goal is to simplify the mortgage process and offer the best programs available to borrowers.

There is plenty in the news regarding lending and real estate, but unfortunately, I believe too much of the talk is overly negative. Rates are at historic lows and there are many programs to help existing homeowners, investors and those shopping for their first home.

Please browse my site and feel free to contact me anytime on my cell @ 805-478-8508.

Whatever your concerns or goals, I'm here to help you find the best mortgage solutions.

 

 

 

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