Looking to purchase?  
Home prices have fallen and the interest rates are still great...this may be the perfect time to enter the market!

Considering a refinance?  
There are great programs available at " 30 yr FIXED" rates. Call me to see how a lower rate can drastically reduce your payments!

• First time home buyer programs

• Down-payment assistance programs

• 100% financing options

• 30-day closing commitments (or less)

• In-house underwriting & funding (Direct Lender)

• Home buyer tax credits

For details regarding any of the above please call me at 805-478-8508.

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My goal is to simplify the mortgage process and offer the best programs available to borrowers.

Rates are still at historic lows and there are lending programs to help existing homeowners, investors and those shopping for their first home.

Please browse my site and feel free to contact me anytime on my cell @ 805-478-8508. Whatever your concerns or goals, I'm here to help!

 

 

 

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