Charles Motley

NMLS License #218932

Mortgage Loan Officer

Empowered by:

NEXA Mortgage LLC

CALL OR TEXT: 805-478-8508

Email: cmotley@nexamortgage.com

Born and raised on the Central Coast of CA, I bring over 25 years of sales and management experience, with more than 17 years in mortgage financing. I’m proud to have helped hundreds of families and investors reach their home ownership goals!

NEXA Mortgage is committed to honesty, integrity, and competence. With access to hundreds of lenders, I provide competitive interest rates, low closing costs, and personalized service.

Loan Programs Offered

Conventional, VA, FHA, USDA, CalHFA, Down Payment Assistance, Zero-Down, Renovation, Construction, JUMBO, Reverse Mortgages, Lease-To-Own and more.

The Approval Process

Steps include: Application, Disclosures, Processing, Underwriting, Loan Signing, Funding, and Closing. The full process typically takes 25–45 days but can close in as little as 7–10 days for qualified, motivated borrowers.

What You May Need

• Most recent 2 years IRS tax returns & W2s
• Most recent 2 months bank statements
• 30 days of paystubs (if W2 employee)
• Valid driver’s license and Social Security card (or legal residency docs)

Testimonials